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Compound Interest Calculator

Calculate the future value and interest from principal, annual rate, term, and compounding frequency (yearly to daily). Everything runs in your browser.

Input
Output

Enter principal, rate, and years

FAQ

How is compound interest calculated?

Future value = principal × (1 + rate ÷ n)^(n × years), where n is the compounding frequency.

Does compounding frequency matter?

Yes. For the same rate, more frequent compounding (e.g. daily) yields a slightly higher future value.

Does it account for taxes?

It shows pre-tax figures for reference. Actual amounts vary with interest income tax and other factors.

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